Signing up for a rewards credit card and earning its welcome bonus is the quickest way to earn a ton of points, miles, or cash back.
While some credit card bonuses stay largely the same, others increase from time to time. Pay extra attention to limited-time offers if you want to earn as many rewards as possible.
In December, you can score up to 200,000 miles with the Capital One® Spark® Miles for Business. And the American Express® Green Card got a significant makeover — it’s a great option for earning Amex points if you don’t want to pay a premium-level annual fee.
Plus, the Chase Sapphire Preferred Card’s offer remains a great way to get started with some of the most valuable points around.
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If you want to earn points and miles, there’s no quicker route than signing up for a rewards credit card and earning its sign-up bonus. This typically requires meeting a minimum spending requirement in the first three months or 90 days, and it’s well worth it — you’ll be rewarded with thousands of points or miles to put toward your next trip, or with a sizeable amount of cash back.
Before you apply for any new cards, make sure you understand how credit card applications affect your credit score. Then, scroll down to check out some of the best sign-up offers available in December.
Keep in mind that we’re focusing on the rewards and perks that make these credit cards great options, not things like interest rates and late fees, which will far outweigh the value of any points or miles. It’s important to practice financial discipline when using credit cards by paying your balances in full each month, making payments on time, and only spending what you can afford to pay back.
1. American Express® Green Card
Welcome offer: 30,000 Amex points after you spend $2,000 in the first three months. Plus, if you apply by January 15, 2020, get up to $100 in statement credits toward eligible purchases made with Away, the luggage company.
Annual fee: $150
Amex just announced a complete makeover of its Green card, and it’s now a very good option for earning Membership Rewards points at a reasonable price point.
The Green card used to be pretty boring and unrewarding, but now it earns 3x points on all eligible travel and at restaurants worldwide. That makes it competitive with other top rewards cards like the Chase Sapphire Reserve when it comes to earning points on these two popular spending categories.
The Amex Green card also offers up to $100 in statement credits toward CLEAR membership (it’s an alternative to TSA PreCheck but it also offers expedited security at some stadiums and arenas) and up to $100 in statement credits per year on LoungeBuddy, which lets you book airport lounges.
If you apply by January 15, 2020, you’ll be eligible for an additional $100 in statement …read more
Source:: Businessinsider – Finance