Summary List PlacementThe best credit cards for buying groceries in 2021:
Please note: while the offers mentioned below are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.
Best for earning points on groceries at US supermarkets: American Express® Gold Card
Best for cash back on groceries at US supermarkets: Blue Cash Preferred® Card from American Express
Best for Whole Foods: Amazon Prime Rewards Visa Signature Card
Best for Amex points with a sub-$100 annual fee: Amex EveryDay® Preferred Credit Card from American Express
When I go to the grocery store, I’m always sure to grab the credit card that will give me the best rewards. And now that we’re staying home in the midst of the coronavirus pandemic, many of us are spending more money on groceries.
If you don’t have a credit card that earns you bonus rewards at the supermarket, now could be a great time to add one to your wallet. My top choice is the American Express® Gold Card, but there are also excellent cards that can earn you cash back instead of travel points — and the Chase Freedom Unlimited® is running a new-cardholder bonus for 5x rewards on groceries for the first year of account opening that makes it an outstanding option as well.
Chase Freedom Unlimited®
The Chase Freedom Unlimited® earns 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year of opening an account. Beyond that, this card gives you 1.5% cash back on most purchases with no annual fee (the Freedom Unlimited also recently started offering bonus cash back on eligible travel, grocery, and drugstore purchases).
If you also have a Chase Sapphire Preferred® Card or Chase Sapphire Reserve®, however, the cash back on this card can get supercharged. Chase allows you to convert cash back to Ultimate Reward points at a ratio of 1 point to 1 cent in cash back. So 5% cash back at grocery stores would become 5 points per dollar — which is pretty hard to beat.
Chase Freedom Flex℠
The Chase Freedom Flex℠ is a new cash-back card that’s currently offering the same grocery bonus for new cardholders as the Chase Freedom Unlimited®. If you apply for the Chase Freedom Flex℠, you can earn 5% cash back on grocery purchases (excluding Target and Walmart) on up to $12,000 spent in the first 12 months from account opening.
The Chase Freedom Flex℠ also offers 5% cash back on up to $1,500 spent in bonus categories each quarter when you activate (then 1%), 5% cash back on travel booked through Ultimate Rewards, 3% back on dining and drugstores, and 1% back on everything else.
American Express® Gold Card
American Express American Express® Gold Card
This card offers excellent travel rewards on most of your food purchases. At US supermarkets, the Gold card gives you 4 points per dollar up to $25,000 in combined annual purchases (then 1 point per dollar). It also …read more
Source:: Businessinsider – Life